Endowment Wrapped Structure Notes
Endowment Wrapped Structure Notes combines insurance cover with the possibility of earning a higher rate of return than is available for fixed deposit rates.
You deposit a single premium (minimum 5,000 PLN, multiple of 1,000 PLN). After finishing the insurance coverage you will receive an insurance amount guaranteed by MetLife Towarzystwo Ubezpieczeń na Życie S.A., that is deposited premium with added Bonus*.
The amount of the Bonus and conditions of receiving it are defined at the moment of entering the insurance scheme. Payment of premium depends on retaining the defined market indicators. This can be a stock exchange index, a basket of indices, shares quotation.
What do you gain?
- Guaranteed refund of 100% of the Premium paid at maturity
- Payment of the insurance benefit for your family in case of your death
What are the major benefits?
- Low minimum premium
- No currency risk
- Bonus is exempted from capital gains tax
Who is it for?
Current account (savings) holders who are looking for a safe way of effective increasing of their capital.
Persons who want to invest their money one-time for 3 years and at the same time feel more secure.
* Bonus may be equal to 0
Product available at Citi Handlowy
