The following terms and conditions apply to this Web Site (as defined below). Please read them carefully before using this Web Site. Please note that due to the fact that we may cease to provide some services described therein, these terms and conditions may be revised and re-issued. For this reason, you should review these terms and conditions regularly.
If you do not agree with any of these terms and conditions, please do not use this Web Site. By using this Web Site, you will be deemed to have agreed to these terms. You may terminate our services provided herein at any time by ceasing to use this Web Site.
The use of this Web Site is free of charge.
1. Definitions
- MetLife Towarzystwo Ubezpieczeń na Życie S.A. is referred to as "MetLife TU na Życie S.A.".
- MetLife, Inc. and all of its affiliates worldwide including MetLife TU na Życie S.A. are referred to as the "MetLife Group"
- We use the term "Web Site" to refer to this web site made available on the Internet under the address http://www.metlife.pl as well as all functions and tools available via this web site.
- We use the term "Users" to any person who uses in any way the resources made available on this Web Site.
- We use the term "you" and "your" to refer to the User who is reading this Web Site Rules and Regulations.
- We use any of the terms "we," "us,"and "our" to refer to MetLife Towarzystwo Ubezpieczeń na Życie S.A..
2. Services
This Web Site allows you to access the information about us, our products and our customer service as well as to the press releases regarding the MetLife Group. Through this Web Site, you will also be able to contact MetLife TU na Życie S.A. representatives.
To use this Web Site, you have to obtain and maintain the access to the World Wide Web. You also need to provide all equipment necessary to connect to this Web Site.
We are interested in hearing from you. However, any correspondence sent to us will be deemed unsolicited and thus will not be treated as private or confidential. You are also not authorized to post on or transmit through this Web Site any unlawful, threatening, libellous, defamatory, obscene, inflammatory, or pornographic material, or any other content that could give rise to any civil or criminal liability under Polish law.
Our computer system enables you to end, at any time, of use of this Web Site.
3. Limitation of Liability and Disclaimer of Warranties
We shall only be liable for actual damages that may arise from your use of, or inability to use, this Web Site, and that are caused by our intentional misconduct. In the event the Polish law does not allow the exclusion or limitation of liability as specified herein with respect to a particular User, our liability is limited to the greatest extent permitted by Polish law.
We make reasonable efforts to ensure the accuracy of this Web Site, but accuracy cannot be guaranteed and we make no warranties or representations in this respect. This Web Site's content is provided "as is" and without warranties of any kind, either express or implied. To the fullest extent permissible pursuant to Polish law, we disclaim all warranties, express or implied.
4. Third Party Web Sites
Links to third party web sites are provided for your convenience and information only. We have no control over the content of any linked web sites in which we are not responsible for the content. We reserve the right to terminate a link to a third party web site at any time. The fact that we provide a link to a third party web site does not necessarily mean that we endorse, authorize or sponsor that web site, nor that we are affiliated with the third party web site's owners or sponsors.
If you wish to link to any MetLife Group site, please contact our webmaster. If you are a MetLife group customer and wish to link your web site to this Web Site, please contact your MetLife representatives for instructions.
5. Copyrights, Trademarks & Restricted Use
This Web Site, any of its elements and all content incorporated by MetLife TU na Życie S.A. on this Web Site are protected by copyrights, trademarks, patents, trade secrets and other proprietary rights as well as the laws of privacy and publicity, and communication and financial services regulations. You may use this Web Site and its content only to the extent permitted by these Web Site Rules and Regulations. Any use or modification of this Web Site and its content not permitted hereunder is prohibited and may be a violation of our proprietary rights.
MetLife TU na Życie S.A. is the copyright owner of all text contained on this Web Site. You may access and display this Web Site and its content for personal use only. You may print a copy of the information contained herein for your personal use only, but you may not reproduce, distribute or use in any way the text or graphics to others or make substantial copies of the information on your own server, or link to this Web Site, without the prior written permission of MetLife TU na Życie S.A.. You may request permission by contacting us at kontakt@pl.metlife.com. Use of any Web Site content on any other web site is prohibited.
The name "METLIFE", the web site address http://www.metlife.pl and other trademarks and service marks of the MetLife Group that may be referred to on this Web Site are the property of the Metropolitan Life Insurance Company or one of its affiliates. Other parties' trademarks and services marks that may be referred to are the property of their respective owners. Nothing on this Web Site should be construed as granting any license or right to use any trademark. The names "MetLife Towarzystwo Ubezpieczeń na Życie S.A.", "MetLife TU na Życie S.A.", "MetLife, Inc.", "MetLife" or the MetLife logo may not be used in any way, including in advertising or publicity pertaining to distribution of materials on this Web Site, without our prior written permission. You are not authorized to use our logo as a hyperlink to this Web Site unless you obtain our prior written permission.
6. No Investment Advice
Nothing in this Web Site constitutes investment advice. Information posted on this Web Site does not constitute an offer in the meaning of Art. 66 of the Civil Code. In particular, no information that you may access is an offer to sell or solicitations of any offer to buy any security or any insurance product.
7. Security
We have in place reasonable technical and organizational security measures to ensure the proper operation of this Web Site and to protect your uninterrupted use of this Web Site. However, you should be aware that absolute security cannot be guaranteed on the Internet, and that this Web Site can be the subject of attacks of programs which contain viruses, "Trojan horses", worms as well as other attacks designed to interrupt, destroy or limit the functionality of this Web Site, the integrity of the information contained in this Web Site, or the security of transmission as well as to deny the Users' access to this Web Site. We are not responsible for interruptions or improper operation of this Web Site which is outside our control.
8. Cookies and Web Bugs
A cookie is a small piece of information that a web site sends to your computer, which is stored in a file on your hard drive. Cookies can identify you as a unique customer and store your personal preferences as well as technical information. The next time you visit our Web Site, we may use the information stored in your cookie file to better serve you. Most cookies expire after a defined period of time, or you can delete your cookie file at any time you choose. In addition, you can set your browser to notify you when you receive a cookie so that you can decide whether to accept or reject it.
A web bug (or web beacon) is a small string of code that provides a method for delivering a graphical image on a web page for the purpose of transferring data. Somewhat like a cookie, a web bug can tell us information such as what kind of browser is being used and what time of day this page was accessed. Some web bugs can include information such as your IP address. When corresponding with you via HTML capable e-mail, web bugs let us know whether you received and opened our e-mail. Some technologies will notify you of the presence of web bugs, but browsers typically do not notify you of them.
On their own, cookies or web bugs do not tell us your individual identity. However, if you choose to furnish this Web Site with personally identifiable information, this information can be linked to the data stored in the cookies/web bugs.
9. Applicable Law and Product Availability
This Web Site is run solely for the purpose of providing information and promoting our products in Poland. Except as specifically stated, we make no representation that content or materials in this Web Site are appropriate or available for use in other jurisdictions. Access to this Web Site content or materials from jurisdictions where such access is illegal is prohibited. If you choose to access this Web Site from other jurisdictions you do so on your own initiative and at your own risk. You are responsible for complying with local laws, if and to the extent local laws are applicable.
MetLife Group is not authorized to do business in every jurisdiction. Information that MetLife TU na Życie S.A. publishes on this Web Site may contain references or cross-references to products, programs or services of the MetLife Group that are not available in your country. Please contact us for information regarding the products, programs, and services that may be available to you.
These Web Site Rules and Regulations shall be governed by, construed and enforced in accordance with the laws of Poland.
